Holborn believes that the optimal reinsurance program must be based on a comprehensive understanding of clients’ exposures to large individual and catastrophe losses. Starting with a thorough understanding of its clients, their businesses and their objectives, Holborn uses a combination of commercially-available and proprietary tools to analyze the exposures involved. The tools utilized for this purpose include experience and exposure rating, concentration studies, catastrophe models, post-catastrophe model analyses, dynamic financial analyses, peer studies and Holborn’s state of the art Eye in the Sky sm catastrophe risk management program.
With this understanding, Holborn and its clients can evaluate the cost-benefit trade-offs of various reinsurance alternatives. Coupled with a deep knowledge of current market conditions, Holborn develops detailed expectations for how reinsurers will view its clients’ programs and can identify topics in need of attention prior to negotiations with reinsurers. Armed with these insights, Holborn more effectively advocates for its clients and consistently achieves industry-leading results.